Steve Lawrence
About Steve
Steve Lawrence is a Senior Loan Originator at BLG Home Mortgage and a U.S. Navy veteran. He is licensed to originate mortgage loans in Minnesota.
Steve's background in finance and lending shapes how he handles complicated files — the ones where the income, the property, or the timeline does not sort itself out neatly. He originates throughout Minnesota, and knows the regional differences well enough that borrowers get guidance grounded in their own market rather than national averages.
Having served in the Navy himself, Steve works closely with veterans and active-duty service members on VA loans, and spends real time on the parts of the VA process that trip people up: entitlement, the funding fee, Certificates of Eligibility, and the appraisal requirements that differ from conventional financing.
Beyond VA, he works across the full range: W-2 employees, self-employed borrowers, first-time buyers, move-up buyers, and refinances. First-time buyers are a large share, where most of the job is making an unfamiliar process legible — what happens when, what each document is for, and what actually needs a decision versus what can wait.
- Name
- Steve Lawrence
- Title
- Senior Loan Originator, BLG Home Mortgage
- Individual NMLS ID
- #1983107
- Company
- Edge Home Finance, LLC — NMLS #891464
- Branch
- BLG Home Mortgage (Busch/Lawrence Group) — Branch NMLS #2586240
- Licensed to originate in
- Minnesota
- Office
- 110 East Liberty Street
Mankato, MN 56001 - Direct phone
- (507) 779-4937
- Veteran status
- U.S. Navy veteran
- Programs handled
- Verify this licensing
- nmlsconsumeraccess.org
Last reviewed: August 2026
Questions people ask about working with Steve
Direct answers, in Steve's own practice. Nothing here is a commitment to lend.
Which states can Steve Lawrence originate loans in?
Steve is individually licensed in Minnesota under NMLS #1983107. He can take an application and originate a loan for property in Minnesota. If your property is in another state, he will refer you to a licensed Edge Home Finance, LLC originator there. Edge Home Finance, LLC does not originate loans for property in New York.
Does Steve Lawrence handle VA loans?
Yes. VA loans are a focus of his practice, and he is a U.S. Navy veteran himself. He works with veterans and active-duty service members on VA purchase loans and VA IRRRL streamline refinances. Edge Home Finance, LLC is a private mortgage broker and is not affiliated with, endorsed by, or acting on behalf of the U.S. Department of Veterans Affairs.
Does Steve Lawrence work with first-time homebuyers?
Yes, and it is a large share of his volume. Conventional, FHA, and USDA programs all have features relevant to first-time buyers, and low down-payment options and down payment assistance programs may be available depending on the borrower and the property. Which one fits depends on your credit profile, the property, and how long you plan to stay.
How do I verify Steve Lawrence's mortgage license?
Look up NMLS #1983107 at nmlsconsumeraccess.org. It will show current license status, every state the license is held in, and any disciplinary history. Edge Home Finance, LLC is NMLS #891464. Checking is free and takes under a minute.
What should a veteran know before starting a VA loan?
Three things come up most: your Certificate of Eligibility and how much entitlement you have available, whether the VA funding fee applies to you (some veterans are exempt), and the fact that VA appraisals include Minimum Property Requirements that conventional appraisals do not. Steve walks through all three before an application rather than after.
How do I start an application with Steve Lawrence?
Start online at buschlawrencegroup.com or call Steve directly at (507) 779-4937. The application takes about ten minutes and puts you under no obligation to proceed. Pre-approvals are issued after review of complete documentation and remain subject to lender approval and property eligibility.
Last reviewed: August 2026